Privacy Notice

Rev. 12/2014

FACTS	WHAT DOES Home Savings Bank of Wapakoneta OH 45895 DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Account Information and Payment History Credit History and Credit Scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Home Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Home Savings Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	No	No
For joint marketing with other financial companies	No	No
For our affiliates' everyday business purposes- information about your transactions and experiences	No	No
For our affiliates' everyday business purposes- information about your creditworthiness	No	No
For non-affiliates to market to you	No	No

Questions?

Call 419-738-9258 or go to www.homesavings-wapak.com

Who we are
Who is providing this notice?	Home Savings Bank of Wapakoneta OH 45895

What we do
How does Home Savings Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic, and procedural safeguards to protect this information
How does Home Savings Bank collect my personal information?	We collect your personal information, for example, when you open an account or open a safe deposit box apply for ATM card or apply for a debit card apply for a loan
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing of affiliates' everyday business purposes- information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you States laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. We have none at this time
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. We have none at this time
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We have none at this time

Other important information

We do not disclose any information about you to anyone, except as permitted by law and we restrict access to information about you to those employees who need to know that information to provide products or services to you.

Privacy Notice

FACTS

Why?

What?

How?

Reasons we can share your personal information

Does Home Savings Bank share?

Can you limit this sharing?

Questions?

Who we are

What we do

Definitions

Other important information