Checking

At Home Savings Bank, we are proud of continuing to be your premier choice in banking. As we move into the realm of full-service banking, our signature in maintaining independence and local ownership remains solid. A hometown attitude and recognizing our patrons needs are important ideals that we hold key to our success in helping you achieve your financial goals. We are proud to offer checking options designed to help you both in ease and management of your checking account.

Cornerstone Free Checking Account

This checking account is completely free with the exception of checks. Checks are priced according to the style and design. You may order checks from your own vendor if you choose.

Cornerstone Checking

With this checking plan, a $500.00 minimum balance waives the $2.50 monthly maintenance fee and the $.14 per check written fee. As an added plus, the fee is also waived if you are at least 62 years of age and participate in the direct deposit of your social security. You’ll also benefit by earning an interest rate on a balance of $2,500 to $9,999.99 and an even higher rate on a balance of $10,000 and over. Ask for our rate sheet for a complete list of updated rates.

Cornerstone Business Checking

A checking account with business in mind, maintaining a minimum balance of $2,500 waives a monthly maintenance fee of $5.00 plus $.14 per check written. In addition, the minimum monthly balance maintained will allow you 75 maximum deposited items per month. Additional deposited items are subject to a $.10 per item fee.

Business Account Analysis

A checking account with corporations and partnership types of business in mind with higher volumes of transactions. For more details contact a customer service representative.

Just as a cornerstone marks the most essential part of a building, Home Savings Bank’s Cornerstone Checking accounts will mark a very important part in building your financial goals. Ask us about our Cornerstone Checking accounts and begin laying the foundation to achieving your own financial success.